4 Things To Consider Before Choosing A Shopping Cart Payment Processor

The Internet has forever shaped the way customers make purchases and how business approach the selling process. Sellers and ecommerce websites are not only tasked with finding an online shopping cart design that allows customers to buy goods and services, but also to find a way to entice shoppers to transform into buyers. Since payment processing is a crucial part of the equation, there are a few things that need to be considered before a website or organization partners with a shopping cart provider and builds a digital empire.

Shopping Cart Payment Processor


Like other aspects of doing business, several third party certifications exist in the world of payment processing. Certification by the Payment Card Industry (PCI) is one of the most important, which means websites and ecommerce solutions should seek out payment processors that abide by the regulations of the organization. Plus, displaying a simple certificate or icon on the site that informs customers of compliance is a great way to win the confidence of shoppers and elevate them into actual buyers. After all, letting customers know the website is following proper codes of conduct is a great thought process to emphasize.


Along with online shopping comes worries about security. When websites utilize shopping carts that use security services, like Verisign, customers can be certain their information is being protected by industry standard procedures. In addition, the company benefits by ensuring payments are processed in a timely manner and that the corresponding transaction is protected in a proper manner. In short, both parties benefit from online payment security, which is one good reason to seek out a digital partner that takes advantage of top level security processes.

Low Transaction Fees

Overhead is not a term unique to brick and mortar businesses. Every online transaction carries a fee attached to it. Shopping cart providers that offer low transaction fees allow a company to optimize profit margins. The scale needs to be balanced by finding a shopping carter servicer that offers all the other desired features but still offers a low transaction designed to keep the business competitive. In short, companies that watch expenses and overhead have a better chance of growing revenues over a long and short-term frame of time.

Built for Growth 

Not all online businesses are created equal. Along those lines, ecommerce companies need to be certain they company selected to manage the shopping cart allows for expansion without added fees. Since digital properties are assets that can grow at different paces, businesses need to make sure the added sales volume will not come at too steep of a price.

In the end, deciding on a payment processing service that also manages the shopping cart feature of a website is one of the most important tasks a business performs. The cart needs to be built for growth, adhere to industry standards, and possess the proper security protocols. Buyers and sellers deserve an experience that rewards both ends of the ecommerce world, and the shopping cart is usually a key in the entire process.

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